{"id":186,"date":"2019-10-17T11:36:08","date_gmt":"2019-10-17T11:36:08","guid":{"rendered":"http:\/\/apprendre-le-forex.fr\/?p=186"},"modified":"2019-10-17T11:36:08","modified_gmt":"2019-10-17T11:36:08","slug":"ces-tendances-qui-faconneront-la-fintech-en-2020","status":"publish","type":"post","link":"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/","title":{"rendered":"Ces tendances qui fa\u00e7onneront la Fintech en 2020"},"content":{"rendered":"<p>La <a href=\"http:\/\/apprendre-le-forex.fr\/index.php\/2019\/08\/29\/comment-les-nouvelles-technologies-transforment-elles-le-domaine-de-la-fintech\/\" target=\"_blank\" rel=\"noopener\">Fintech<\/a> est un domaine qui \u00e9volue rapidement et la prochaine d\u00e9cennie ne devrait pas d\u00e9roger \u00e0 la r\u00e8gle. Il s\u2019agit d\u2019un nouveau march\u00e9 qui changera compl\u00e8tement le syst\u00e8me bancaire que nous connaissons aujourd\u2019hui, pour donner naissance \u00e0 des banques qui sont li\u00e9es \u00e0 l&rsquo;ancienne, mais tr\u00e8s diff\u00e9rentes de celles-ci. Voici les tendances qui fa\u00e7onneront le secteur financier en 2020, selon <strong><a href=\"https:\/\/fr-fr.facebook.com\/public\/Franck-Peltier\" target=\"_blank\" rel=\"noopener\">Franck Peltier<\/a><\/strong>.<\/p>\n<h2>Des technologies financi\u00e8res adapt\u00e9es aux besoins des jeunes<\/h2>\n<p>Les personnes \u00e2g\u00e9es de 20 \u00e0 38 ans repr\u00e9sentent la tranche d\u2019\u00e2ge la plus active de la population. Entre les pr\u00eats \u00e9tudiants et le co\u00fbt \u00e9lev\u00e9 de la vie, ces jeunes n\u2019ont pas les possibilit\u00e9s d\u2019acheter des biens immobiliers au m\u00eame rythme que les g\u00e9n\u00e9rations pr\u00e9c\u00e9dentes. Ils sont aussi moins susceptibles d&rsquo;\u00eatre des entrepreneurs que les travailleurs les plus \u00e2g\u00e9s. Pour cela, certaines startups financi\u00e8res ont vu le jour dans le but de concevoir des offres sp\u00e9ciales pour les jeunes afin de les aider \u00e0 financer leurs objectifs et r\u00e9aliser leurs r\u00eaves. De l\u2019autre c\u00f4t\u00e9, Franck Peltier estime que les banques vont aussi devoir chercher de nouvelles fa\u00e7ons de r\u00e9pondre aux besoins des jeunes clients, qui sont nettement diff\u00e9rents de ceux des g\u00e9n\u00e9rations plus \u00e2g\u00e9es.<\/p>\n<h2>L\u2019utilisation accrue de l\u2019intelligence artificielle dans le secteur bancaire<\/h2>\n<p>Dans le secteur des pr\u00eats aux petites entreprises, les banques ont adopt\u00e9 l&rsquo;intelligence artificielle comme moyen de rationaliser l&rsquo;exp\u00e9rience client et d&rsquo;automatiser en partie les d\u00e9cisions de souscription simples, ce qui permet aux agents de cr\u00e9dit de consacrer plus de temps aux services client\u00e8les personnalis\u00e9s. L&rsquo;intelligence artificielle en tant que service est maintenant disponible aupr\u00e8s de Google, Amazon ainsi que d&rsquo;autres entreprises, ce qui permet aux entrepreneurs qui n&rsquo;ont pas de formation en informatique d&rsquo;int\u00e9grer cette technologie \u00e0 leurs produits ou services. Les premi\u00e8res applications de l&rsquo;intelligence artificielle \u00e9taient dans le domaine de la d\u00e9tection de l&rsquo;identit\u00e9 et de la fraude. Aujourd\u2019hui, cette technologie offre un \u00e9norme potentiel d&rsquo;automatisation des processus simples, permettant aux banques et aux soci\u00e9t\u00e9s d&rsquo;offrir une exp\u00e9rience client meilleure, plus simple et plus rapide. Ce que signifie que l\u2019intelligence artificielle deviendra un outil puissant pour soutenir les activit\u00e9s des entreprises et garder l&rsquo;esprit ouvert quant aux nouvelles utilisations des donn\u00e9es.<\/p>\n<p>Franck Peltier pour sa part, estime qu\u2019en 2020, les grandes banques continueront d&rsquo;innover et d&rsquo;augmenter les attentes des clients \u00e0 l&rsquo;\u00e9gard des petites banques et des caisses populaires. Il consid\u00e8re aussi les clients du mill\u00e9naire comme un segment de plus en plus pr\u00e9cieux pour l&rsquo;activit\u00e9 de pr\u00eat aux petites et moyennes entreprises et les autres services financiers. Il ne reste qu\u2019\u00e0 attendre de voir comment les nouvelles technologies, y compris l&rsquo;intelligence artificielle, automatiseront le travail par c\u0153ur et lib\u00e9reront des banquiers pour le service \u00e0 la client\u00e8le de haut niveau et les transactions complexes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Fintech est un domaine qui \u00e9volue rapidement et la prochaine d\u00e9cennie ne devrait pas d\u00e9roger \u00e0 la r\u00e8gle. Il s\u2019agit d\u2019un nouveau march\u00e9 qui changera compl\u00e8tement le syst\u00e8me bancaire que nous connaissons aujourd\u2019hui, pour donner naissance \u00e0 des banques qui sont li\u00e9es \u00e0 l&rsquo;ancienne, mais tr\u00e8s diff\u00e9rentes de celles-ci. Voici les tendances qui fa\u00e7onneront [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":188,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ces tendances qui fa\u00e7onneront la Fintech en 2020 - apprendre-le-forex.fr<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ces tendances qui fa\u00e7onneront la Fintech en 2020 - apprendre-le-forex.fr\" \/>\n<meta property=\"og:description\" content=\"La Fintech est un domaine qui \u00e9volue rapidement et la prochaine d\u00e9cennie ne devrait pas d\u00e9roger \u00e0 la r\u00e8gle. Il s\u2019agit d\u2019un nouveau march\u00e9 qui changera compl\u00e8tement le syst\u00e8me bancaire que nous connaissons aujourd\u2019hui, pour donner naissance \u00e0 des banques qui sont li\u00e9es \u00e0 l&rsquo;ancienne, mais tr\u00e8s diff\u00e9rentes de celles-ci. Voici les tendances qui fa\u00e7onneront [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/\" \/>\n<meta property=\"og:site_name\" content=\"apprendre-le-forex.fr\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-17T11:36:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/apprendre-le-forex.fr\/wp-content\/uploads\/2019\/10\/stock-1863880_640.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"426\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"apprendre-le-forex\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"apprendre-le-forex\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/\"},\"author\":{\"name\":\"apprendre-le-forex\",\"@id\":\"https:\/\/apprendre-le-forex.fr\/#\/schema\/person\/ce8f3adab2bb706071ed1b1fd9630e39\"},\"headline\":\"Ces tendances qui fa\u00e7onneront la Fintech en 2020\",\"datePublished\":\"2019-10-17T11:36:08+00:00\",\"dateModified\":\"2019-10-17T11:36:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/\"},\"wordCount\":518,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/apprendre-le-forex.fr\/#organization\"},\"articleSection\":[\"Business\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/\",\"url\":\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/\",\"name\":\"Ces tendances qui fa\u00e7onneront la Fintech en 2020 - apprendre-le-forex.fr\",\"isPartOf\":{\"@id\":\"https:\/\/apprendre-le-forex.fr\/#website\"},\"datePublished\":\"2019-10-17T11:36:08+00:00\",\"dateModified\":\"2019-10-17T11:36:08+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/apprendre-le-forex.fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ces tendances qui fa\u00e7onneront la Fintech en 2020\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/apprendre-le-forex.fr\/#website\",\"url\":\"https:\/\/apprendre-le-forex.fr\/\",\"name\":\"apprendre-le-forex.fr\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/apprendre-le-forex.fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/apprendre-le-forex.fr\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/apprendre-le-forex.fr\/#organization\",\"name\":\"apprendre-le-forex.fr\",\"url\":\"https:\/\/apprendre-le-forex.fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/apprendre-le-forex.fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/apprendre-le-forex.fr\/wp-content\/uploads\/2017\/10\/cropped-2-1.png\",\"contentUrl\":\"https:\/\/apprendre-le-forex.fr\/wp-content\/uploads\/2017\/10\/cropped-2-1.png\",\"width\":500,\"height\":152,\"caption\":\"apprendre-le-forex.fr\"},\"image\":{\"@id\":\"https:\/\/apprendre-le-forex.fr\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/apprendre-le-forex.fr\/#\/schema\/person\/ce8f3adab2bb706071ed1b1fd9630e39\",\"name\":\"apprendre-le-forex\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/apprendre-le-forex.fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5a7094aada26a652ea1f3d9c5e8fc9e9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5a7094aada26a652ea1f3d9c5e8fc9e9?s=96&d=mm&r=g\",\"caption\":\"apprendre-le-forex\"},\"url\":\"https:\/\/apprendre-le-forex.fr\/index.php\/author\/apprendre-le-forex\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ces tendances qui fa\u00e7onneront la Fintech en 2020 - apprendre-le-forex.fr","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/","og_locale":"fr_FR","og_type":"article","og_title":"Ces tendances qui fa\u00e7onneront la Fintech en 2020 - apprendre-le-forex.fr","og_description":"La Fintech est un domaine qui \u00e9volue rapidement et la prochaine d\u00e9cennie ne devrait pas d\u00e9roger \u00e0 la r\u00e8gle. Il s\u2019agit d\u2019un nouveau march\u00e9 qui changera compl\u00e8tement le syst\u00e8me bancaire que nous connaissons aujourd\u2019hui, pour donner naissance \u00e0 des banques qui sont li\u00e9es \u00e0 l&rsquo;ancienne, mais tr\u00e8s diff\u00e9rentes de celles-ci. Voici les tendances qui fa\u00e7onneront [&hellip;]","og_url":"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/","og_site_name":"apprendre-le-forex.fr","article_published_time":"2019-10-17T11:36:08+00:00","og_image":[{"width":640,"height":426,"url":"https:\/\/apprendre-le-forex.fr\/wp-content\/uploads\/2019\/10\/stock-1863880_640.jpg","type":"image\/jpeg"}],"author":"apprendre-le-forex","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"apprendre-le-forex","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/#article","isPartOf":{"@id":"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/"},"author":{"name":"apprendre-le-forex","@id":"https:\/\/apprendre-le-forex.fr\/#\/schema\/person\/ce8f3adab2bb706071ed1b1fd9630e39"},"headline":"Ces tendances qui fa\u00e7onneront la Fintech en 2020","datePublished":"2019-10-17T11:36:08+00:00","dateModified":"2019-10-17T11:36:08+00:00","mainEntityOfPage":{"@id":"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/"},"wordCount":518,"commentCount":0,"publisher":{"@id":"https:\/\/apprendre-le-forex.fr\/#organization"},"articleSection":["Business"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/","url":"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/","name":"Ces tendances qui fa\u00e7onneront la Fintech en 2020 - apprendre-le-forex.fr","isPartOf":{"@id":"https:\/\/apprendre-le-forex.fr\/#website"},"datePublished":"2019-10-17T11:36:08+00:00","dateModified":"2019-10-17T11:36:08+00:00","breadcrumb":{"@id":"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/apprendre-le-forex.fr\/index.php\/2019\/10\/17\/ces-tendances-qui-faconneront-la-fintech-en-2020\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/apprendre-le-forex.fr\/"},{"@type":"ListItem","position":2,"name":"Ces tendances qui fa\u00e7onneront la Fintech en 2020"}]},{"@type":"WebSite","@id":"https:\/\/apprendre-le-forex.fr\/#website","url":"https:\/\/apprendre-le-forex.fr\/","name":"apprendre-le-forex.fr","description":"","publisher":{"@id":"https:\/\/apprendre-le-forex.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/apprendre-le-forex.fr\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/apprendre-le-forex.fr\/#organization","name":"apprendre-le-forex.fr","url":"https:\/\/apprendre-le-forex.fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/apprendre-le-forex.fr\/#\/schema\/logo\/image\/","url":"https:\/\/apprendre-le-forex.fr\/wp-content\/uploads\/2017\/10\/cropped-2-1.png","contentUrl":"https:\/\/apprendre-le-forex.fr\/wp-content\/uploads\/2017\/10\/cropped-2-1.png","width":500,"height":152,"caption":"apprendre-le-forex.fr"},"image":{"@id":"https:\/\/apprendre-le-forex.fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/apprendre-le-forex.fr\/#\/schema\/person\/ce8f3adab2bb706071ed1b1fd9630e39","name":"apprendre-le-forex","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/apprendre-le-forex.fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5a7094aada26a652ea1f3d9c5e8fc9e9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5a7094aada26a652ea1f3d9c5e8fc9e9?s=96&d=mm&r=g","caption":"apprendre-le-forex"},"url":"https:\/\/apprendre-le-forex.fr\/index.php\/author\/apprendre-le-forex\/"}]}},"_links":{"self":[{"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/posts\/186"}],"collection":[{"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/comments?post=186"}],"version-history":[{"count":1,"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/posts\/186\/revisions"}],"predecessor-version":[{"id":189,"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/posts\/186\/revisions\/189"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/media\/188"}],"wp:attachment":[{"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/media?parent=186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/categories?post=186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/apprendre-le-forex.fr\/index.php\/wp-json\/wp\/v2\/tags?post=186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}